Computer Security Training

Computer Security Training

Computer security training is considered as one of the hottest programs for the new millennium. It is a major part of information technology that prepares students to protect computers and networks. Computers under constant attacks from various virus programs and instances of frauds that cause the loss of millions of dollars annually. Computer security training programs assist users to overcome these difficulties. Colleges and universities, technical schools and online programs are the main ones that provide advanced computer security training.

As all other IT programs, computer security training programs also start with foundation classes. Fundamental programs offer students a comprehensive knowledge about the tools and techniques to manage risks, and to detect and prevent computer attacks. Some of the major concepts discussed are hackers, software piracy, viruses, identity theft, stalking and credit card fraud. Students learn the latest technologies for protecting systems such as securing the operating systems, audit techniques, identification and authentication, cryptography and other network security mechanisms. The security training also encompasss sessions in threat assessment, incident investigation, system security administration, risk management and online security testing. Those who look for a career in computer security technology development get advanced training in system security engineering, software design, development and testing, secure operating system design, and design and application of network security techniques.

A computer security professional has a good idea about the planning, co-ordination and implementation of security techniques to protect computers from illegal attacks. They are also trained in educating users on computer security, monitoring the network for security breaches, installing safety software and taking instant action against cyber attacks.

Online computer security training is a new trend that teaches the latest technologies to save computers from online attacks. Online certificate and degree programs are available. Recognized online training programs help to attain credentials in security training. These invaluable skills are useful for marketing yourself to computer security firms.

As a mandatory technology for this century, many offices and organizations employ computer security personnel to take care of crises during their normal functioning.

Benefits of Using Tablet Computers

Benefits of Using Tablet Computers

There's little doubt that the most popular tablet is the iPad. Tablets, such as the iPad have enabled users to harness the power of the PC in a more compact and touch enabled functionality. Tablets are superior to smart phones and laptops in many ways. The following are the reasons that make tablets such as the iPad superior over your laptop or smart phone.

Gaming:

Tablets let gamers play games with a large enough screen, without the use of mouse or a flat surface, one can simply lay down and play games on their iPad - if they like.

E-book reader:

For students and readers alike, tablets compared to smart phones and laptops make better e-readers. Their size and portability can be compared to a book, this design and capability features make tablets great for reading e-books or PDF, word or other
text files.

Comparable capabilities to a laptop:

Next, some tablet such as the iPad, can be a better alternative to the laptop - but it depends on how you use them. Think about it, tablets can let users video chat on Skype, send email, surf the web and you can do all these things without having to get off your couch or bed.

Great for office meetings:

Tablets are not just built for play or fun, they can make excellent tool for enhancing workplace productivity. For once, if you are in office meetings, you can take notes using your tablet. You do not need to run back at your desk and re-enter all the important information on your laptop or desktop. You can simply share your digital notes on your cloud account and then access it on your work computer.

Better entertainment during long flights:

If you own a tablet, and have used it during long flights, you know how convenient it is to watch shows and movies on them, as compared to smart phones with their small screen and laptops with their bulky size and battery consumption rate. One can say that tablets are built for non-stop entertainment for long travel.

Quicker startup times:

Some tablets running android or iOS can load significantly faster than your laptop. This means that you do not have to wait five minutes or longer for your computer to load up. A tablet can, on average can load-up in less than two minutes. This means that you can quickly get to what you want to do, and at some point, quicker startup times can make all the difference.

A Letter to Reconcile Your Marriage - What it Should and Should Not Include

A Letter to Reconcile Your Marriage - What it Should and Should Not Include

I recently heard from a wife who asked for my help in "writing a letter that will help me reconcile my marriage with my husband." The two had been having problems for a while, but in the past few weeks things had escalated to the point where the husband had been hinting that he was going to move out and eventually file for divorce. So, the wife felt pressured to come up with something to prevent this from happening. She hoped that the right letter might do the trick.

I very much understand the appeal of a letter. You can pour out your heart without having to worry about being interrupted or tripping over your words or becoming too emotional. Sometimes, it's easier to write touchy words than it is to say them. But unfortunately, far too often I see people make some serious mistakes with these types of letters. I will discuss these common mistakes in the following article, tell you how to avoid them, and discuss what the letter with the highest chance of success should include.

Understanding Basic Human Psychology Before You Write The Letter That Will Hopefully Reconcile Your Marriage: Before you get started, it helps to understand exactly what you want the letter to accomplish. In most cases, people are hoping that the correspondence will help to get their spouse on board with saving the marriage. They're hoping to change their spouses perceptions and feelings from negative to positive.

To that end, it's so important to understand how your letter is going to be perceived. Probably the biggest mistake that I see people make is that they focus on themselves in the letter (rather than on their spouse.) They place most of their attention to their own feelings and their own fears. Examples are phrases like "I don't know what I would do if I lost you." Or, "my heart is breaking and I pray that we can work this out." It's OK to sprinkle some of these phrases in the letter, but be very careful that the whole tone of the letter isn't one of negativity and fear.

It's very important to understand basic human nature and psychology. People will move toward those emotions, things, and people that make them feel more positively and upbeat about their situation. And, people will move away from and have negative perceptions toward those things that bring them down. Make sure that your letter isn't overwhelmingly negative and based on dark emotions like fear, jealousy, or possession. Proofread it several times to make sure that you aren't constantly mentioning yourself, how you feel, or what you want.

Keep in mind who your audience is. It's your spouse or significant other. So, the letter should mostly be about them and what you're now going to do to make things better for the both of you. Keep in mind they want to know how and why things are really going to be different. Pretty words are nice, but most people will see right through this and are most interested in how your actions are going to directly affect them.

It's just human nature for people to want to know what is in it for them rather than what is in it for you. Focus on painting a picture of how you're actually going to make things better. Of course, this requires that you have a workable plan before you sit down to write the letter. But, that's OK because it never hurts to really think about how you're going to make some real and lasting improvements in your marriage.

It's so often your actions over time and not your fleeting words that matter. And so often, if your marriage is in trouble, your spouse is already going to be somewhat reluctant to what you have to say anyway. So yes, a letter can open doors for you, but in order to walk through that door, you'll usually need to rely on your swift, measured and decisive action.

Lastly, don't dwell too much on how you're going to "work" on your marriage. Sometimes, when spouses hear this phrase, it paints a very negative picture. Many people don't look all that forward to slogging through their feelings and clocking into the marital time clock. You can usually say the same thing in a different way to make it sound so much more appealing.

You'll often have much better luck if instead of telling them that you're going to "work through the issues" with them, that you're going to focus on bringing back your hot, steamy, and connected relationship to where it used to be. This gives them more to look forward to and gives them an incentive to get on board.

Here's another hint. Men or husbands will often respond better to references to improving your physical relationship. They crave the physical intimacy that means you are attracted and appreciative toward them. Women or wives wants to be appreciated also, but emotions will typically mean more to them than the physical (although this is important to us also.) So, if you're writing a letter to your husband, you're better off focusing on a physical connection rather than alluding to how you're going to "work" on your problems. Actually, both spouses often want the same things, but they will often demonstrate this in very different ways. So, it's important to keep these things in mind.

At the end of the day, these are just empty words on a page. If you don't make good on your promises and follow them up with action, then you're almost better off not even the writing the letter because your spouse will come to doubt your sincerity even more and your job will be that much harder in the end. But I've seen several carefully written letters be the catalyst for reconciling the marriage so long as they were followed up with the right actions.

Physical Security Of Laptops With Computer Locks

Physical Security Of Laptops With Computer Locks

Laptops and computers attract thieves quite like magnets. From dishonest employees to cheap thugs to hi-fi robbers they find computers and laptops easily accessible and ether steal and run away after vandalizing the systems.

Over one million laptops are either lost or stolen every year approximately. While FBI recovers a 2% of the lost or the stolen laptops, they are still clueless on the 300+ laptops they'd lost during hearing of the 9/11 commission. FBI must have lost information which is more valuable than the laptops itself.

A majority of the laptop thefts are due to reckless misplacing alone. While you may have the theft insurance for your expensive Apple iMac, you'd still hate to see your company's business secrets and information reaching into the wrong hands. Do you?

Physical security of laptops and computers

While password locking does help to safeguard critical information reaching wrong people, physical security of computers should be top priority.

Is computer locks or laptop locks the best modes of physical security?

Computer lock or a laptop lock is the best way of securing system or laptop physically. Approximately, about four-fifth of laptops available on the market comes with a Universal Security Slot (USS). The USS will facilitate the laptop to be attached to a laptop cable lock or even a laptop alarm.

No wonder determined thieves and bolt cutter experts will not stop at this, the laptop cable locks should deter the casual laptop lifters who'd be waiting to take advantage of you when you fall asleep at airport lobby or a hotel lounge.

While there are a variety of computer locks including cable locks to LCD monitor and desktop locks to Maclocks to iMac security locks, the best part is that you don't have to spend a fortune on purchasing any of these. The locks that secure single systems and laptops will be in the $30-50 range and those that secure many laptops at a time such as carts fall in the $100 through $1000 (high end will be the feature-rich portable mini classroom like laptop carts)

Most of the computer locks are usually available at regular office stores or these days at several online stores. If you purchase from an online store, you have certain advantages; check and look at the variety of designs and specifications then make selection that suit your requirement and then look for best deals or offers around that otherwise you have no choice to play with if you opt to buy from an offline store.

Consider and check for quality of the cable as well as quality of the computer lock; ask for replacement warranty and ask if the lock facilitates locking of computer and laptop peripherals too.

Debt Management Plan Advice Company!

Debt Management Plan Advice Company!

Many times, borrowers avail loan that they can not payback on time. Excessive loans create debt problems. Borrowers find it difficult to manage their debts as a result. Seeking help from professionals can help such borrowers get over the problem. Making use of debt management plan advice company can help immensely.

These companies provide expert guidance on handling debt problems efficiently. Dealing with debts is made easy through these companies. These companies can suggest alternative means of dealing with debt problems. A borrower can manage his or her finances better by incorporating the plans recommended by these companies.

Before the situation gets worse, a borrower can try to stabilize the financial situation. A team of experienced financial experts provide excellent guidance on how to manage debts. Outstanding debts can create serious financial problems for you over a period of time. Such problems should be handled appropriately. Over a period of time, they can also affect the credit score of the borrower negatively. Here, it is very important that these problems are handled well.

A borrower can also get free advice from a team of financial experts. One can also look online for help. This will help a person resolve solve problems quickly. One can choose from the best advice available online. The online mode helps a borrower get advice quickly and put an end to all the debt worries. Moreover, one need not pay any fees for the service.

An increasing number of borrowers have already benefited from these loans. Borrowers with debt problems can easily put their finances in order. The sudden increase in the number of people availing loans has led to the debt problems.

A borrower can choose from these options to overcome debt problems:

Debt Consolidation Loan - This kind of loan can help a borrower overcome debt problems fast. With this loan, a borrower can consolidate multiple debts into one single loan and make a single payment for all the debts. It also helps a borrower make a lower monthly payment. Moreover, the interest rate being charged is also less than the average rate on the current debts.

Debt Management - A borrower can also opt for this plan to get expert advice on debt problems. This plan involves a series of steps which helps you to reduce your monthly payments. This is the most effective way to get over the debt problems.

The term, full and final settlement means an offer to repay the percentage of the debt, on the condition the creditor agreements to write off the remaining amount. Borrowers, who have numerous debts and are finding it difficult to make payment, can make use of this option.

Sadhana Dhanyal, Expert Author

Transaction of Property Through a Real Estate Company

Transaction of Property Through a Real Estate Company

When it comes to transaction of property, even the wisest, boldest, smartest and the 'know it all' becomes nervous. After all you wish to make either a great investment or a profitable sale. Property matters are always stressing. Yes, they do cost your peace of mind. The process of selling and buying of property is complex as well as tiring. There are minor fears and doubts' regarding everything till the transaction is not done. When selling a property your ultimate goal is to complete the sale at a profitable price and hand over your property in the right hands. When buying a property you aim to get a property which satisfies your needs at an affordable and right price. But how to do that?

The long and tiring process

Lets us first talk about how to sell your property yourself. The first obvious step is to know the market value of your property and then set a price which is convenient to you. The next move is to get a buyer. But, how? Put hoardings, pamphlets and banners to advertise your property and tell people it is for sale. Inform your acquaintances that you wish to sell your property as they might get you buyers in their contact. Buyers will approach you when they get to know that your property is for sale. They will check your property and if they are impressed by your offer they will buy your land / house. Then comes the paperwork which concludes the deal. When buying a home, you need to collect information about properties for sale either from advertisement on different platforms or from friends and family. Visit the property and check it in the next step. Then comes the negotiation for price with the seller and the purchase concludes with paperwork.

Why do you need an agent?

Well! All this may sound easy, but it is not buyers have to wait for the type of property they want for long. Sellers too have to wait as long as 6 months on average to find the right customer. Even the legal work required in papers makes it mandatory for you to visit Law attorneys dealing with property matters, making the process all the more cumbersome. It is exactly here real estate companies and agents come to your aid.

Perks of contacting a Real Estate Company

Many a times you need to buy / sell homes in a hurry. Like if you have got transferred to a new place you would like to sell your previous home quickly and buy a new one as soon as possible. As already mentioned the process of transaction of property is complex and time taking. But this tiring burden can be reduced to a great extent when you contact and associate with a real estate company or agent. They have all information about which house is for sale at what price and who are people looking for a house in what location and at what price. So you see the first work of finding and waiting for customers when you wish to sell your property is eliminated. When looking to purchase a house you do not need to hunt anymore. Your property agent will let you know. Not only they end the hunt, but also assist you with legal paperwork relating to the deal.

The Secrets to Finding a Financial Advisor

The Secrets to Finding a Financial Advisor

1. How often do they meet with their clients?

It is important to know how often your financial advisor expects to meet with you. As your personal situation changes you want to ensure that they are willing to meet frequently enough to be able to update your investment portfolio in response to those changes. Advisors will meet with their clients at varying frequencies. If you are planning to meet with your advisor once a year and something were to come up that you thought was important to discuss with them; would they make themselves available to meet with you? You want your advisor to always be working with current information and have a full knowledge of your situation at any given time. If your situation does change then it is important to communicate this with your financial advisor.

2. Ask if you can see a sample of a financial plan that they have previously prepared for a client.

It is important that you are comfortable with the information that your advisor will provide to you, and that it is furnished in a comprehensive and usable manner. They may not have a sample available, but they would be able to access one that they had previously designed for a client, and be able to share it with you by removing all of the client specific information prior to you viewing it. This will help you to understand how they work to help their clients to reach their goals. It will also allow you to see how they track and measure their results, and determine if those results are in line with clients' goals. Also, if they can demonstrate how they help with the planning process, it will let you know that they actually do financial "planning", and not just investing.

3. Ask how the advisor is compensated and how that translates into any costs for you.

There are only a few different ways for advisers to be compensated. The first and most common method is for an advisor to receive a commission in return for their services. A second, newer form of compensation has advisors being paid a fee on a percentage of the client's total assets under management. This fee is charged to the client on an annual basis and is usually somewhere between 1% and 2.5%. This is also more common on some of the stock ports that are discretionarily managed. Some advisors believe that this will become the standard for compensation in the future. Most financial institutions offer the same amount of compensation, but there are cases in which some companies will compensate more than others, introducing a possible conflict of interest. It is important to understand how your financial advisor is compensated, so that you will be aware of any suggestions that they make, which may be in their best interests instead of your own. It is also very important for them to know how to speak freely with you about how they are being compensated. The third method of compensation is for an advisory to be paid up front on the investment purchases. This is typically calculated on a percentage basis as well, but is usually a higher percentage, approximately 3% to 5% as a onetime fee. The final method of compensation is a mix of any of the above. Depending on the advisor they may be relocating between different structures or they may alter the structures depending on your situation. If you have some shorter term money that is being invested, then the commission from the fund company on that purchase will not be the best way to invest that money. They may choose to invest it with the front end fee to prevent a higher cost to you. In any case, you will want to be aware, before entering into this relationship, if and how, any of the above methods will translate into costs for you. For example, will there be a cost for transferring your assets from another advisor? Most advisors will cover the costs incurred during the transfer.

4. Does your advisor have a Certified Financial Planner Designation?

The certified financial planner (CFP) design is well recognized across Canada. It affirms that your financial planner has taken the complex course on financial planning. More importantly, it ensures that they have been able to demonstrate through success on a test, encompassing a variety of areas, that they understand financial planning, and can apply this knowledge to many different applications. These areas include many aspects of investing, retirement planning, insurance and tax. It shows that your advisor has a broader and higher level of understanding than the average financial advisor.

5. What designs do they have that relate to your situation?

A Certified Financial Planner (CFP) should spend the time to look at your whole situation and help with planning for the future, and for achieving your financial goals.

A Certified Financial Analyst (CFA) typically has more focus on stock picking. They are usually more focused on selecting the investments that go into your portfolio and looking at the analytical side of those investments. They are a better fit if you are looking for someone to recommend certain stocks that they feel are hot. A CFA will usually have less frequent meetings and be more likely to pick up the phone and make a call to recommend purchasing or selling a specific stock.

A Certified Life Underwriter (CLU) has more insurance knowledge and will usually provide more insurance solutions to help you in reaching your goals. They are very good at providing techniques to reserve an estate and moving assets on to beneficiaries. A CLU will generally meet with their clients once a year to review their insurance picture. They will be less involved with investment planning.
All of these designs are well recognized across Canada and each one brings a unique focus on your situation. Your financial needs and the type of relationship you wish to have with your advisor, will help you determine the necessary credentials for your advisor.

6. Have they done any extra courses and for what reasons?

Ask your prospective advisor why they have done their extra courses and how that pertains to your personal situation. If an advisor has taken a course with a financial focus, that also deals with seniors, you should ask why they have taken this course. What benefits did they achieve? It is fairly easy to take a number of courses and get several new designs. But it is really interesting when you ask the advisor why they took a certain course, and how they perceive that it will add to the services offered to their clients.

7. Who will be meeting with you?

In future meetings will you be meeting with the financial advisor, or with their assistant? It is your personal preference wherever or not you wish to meet with someone other than the financial advisor. But, if you want that personal attention and expertise, and you want to work with only one individual, then it is good to know who that person will be, today and in the future.

8. Are you the ideal client for the advisor?

Are your financial needs similar to many of their clients? What can they show you that indicates a specialization in your area and that they have other clients in your situation? Has the advisor created any marketing pieces that are client friendly for those clients in your situation, over and above what they offer other clients? Do they really understand your situation? Once you have explained your personal needs and the type of client you are, it should be easy to determine if you are an ideal client for the services they provide.

9. How many clients do they work with?

It is important to know how many clients your prospective advisor works with. Are you one of 100 clients or one of 1000? Based on your assets are you in the top 15%, or the bottom 15% of their clients? These are important things to know. Ask if you are one of their top clients or one of their bottom clients, if you will receive more attention or less attention?

10. Do they have a network of professionals that they trust and can refer you to when you have a need?

It is valuable for an adviser to have a strong network of professional individuals available to their clients, in which they have full trust. Your advisor should know and trust these individuals completely, so that if an issue arises with them, your advisor will be able to go to bat for you.

11. Ask the financial advisor for a list of clients that you can contact.

Are there any clients that have given testimonials and who would be willing to speak to you about the advisor and the services provided? Ask these individuals how they enjoy working with the advisor and their staff. Ask some of the questions that you have asked the advisor, such as, who do they meet with when they have their meetings, the advisor or an assistant?

12. How does the financial advisor contribute to the community?

Whether or not this is important to you, it is a good question to ask. You will discover if the advisor has given back to the community and if they are doing things over and above the day-to-day job to give back and help others.

13. How do they feel they will best help you and support you in achieving your goals?

This may be a question that you want to ask the advisor in a second meeting, if you have a two meeting process. Ask: How can they bring value to the relationship? What do they feel they can help you with? What will they do to ensure that you achieve your goals?

14. Do they have any tools that they have developed specifically for their clients?

I have touched on this earlier as well. This is really where you can see if a financial advisor is pro-active and if they specialize in a specific area or a specific type of client. An advisor who is pro-active should be creating some tools or have some processes in place to support their clients in their target market. Some of the tools will be used behind the scenes, but should be able to be explained to you, and provided to you during your relationship, to help you achieve your goals and keep you on track.

15. Do they prefer to meet at their office or are they willing to come to your house and why?

It is a great idea to go to the advisor's office to meet with them initially if you are able to do so. This will allow you to see their office and their working environment; and, it will give you a sense of what type of an adviser they are, and the clients, with which they work. In the same respect, if you do not live close to their office, you should question if they are willing to come to meet with you at your home. If not, you will want to understand why they want to meet only in their office. Likely, they believe that they can provide the best possible service where all of their paperwork and resources are available available, which may questions arise. They may prefer to come to your home once to see your environs and to get a better understanding and feel for the type of client you are. But, if you are unable to get out to meet with them, or if your situation in this regard changes in the future, you will want to know how this will be managed.

16. Do they do financial planning, and if so, do they charge for it?

If you are looking for someone who is going to look at your overall situation, and who is going to spend the time to help you plan how you meet an advisor who is profitable at financial planning. If you are looking for a broker who just want to be able to phone to have them place a trade for you, then you will not need financial planning. Understanding whether financial planning is provided is a key component. Be very careful that you are actually getting financial planning when you ask an advisor if they do financial planning. Also, you must understand whether or not there are any fees associated with the planning service. Some advisors may charge an additional fee for the planning on top of everything else that they do, while others will provide you with an actual financial plan at no additional cost.

17. Do they look at the whole picture or only one area?

It is important to know if the prospective advisor has a particular focus. Are they proficient with investments, insurance, financial planning, retirement planning, taxes, and estates? Will this one person be able to take over all of these areas for you? Will you be able to establish a relationship with one solid individual who understands all aspects of your financial situation? Or will they only help you with your investments and have someone else do your taxes, your insurance, your estate planning and retirement planning? Will you need to go out and find the others who do that? It is important to understand if the advisor can look at the whole picture or only one or two areas. You will be able to achieve your goals more quickly if an adviser can service your entitlement financial portfolio, because each of those areas mentioned, needs to understand and complement the others, while not under them, which may occur if various individuals are working on different aspects of your financial plan.

Things to think about during the process

Is it convenient to meet with the advisor? Are they able to meet with you at a time of your liking, or did you have to go out of your way to set up the initial meeting? Are you comfortable with them and their staff? Do you get a good feeling from what they do and what they say to you? Do you sense that they have your best interests in mind? Is their office setting efficient and comfortable?

Interview a number of different advisors before you make a change. This will help you to understand what each one does differently, and it will give you a good idea as to how they will help you to determine exactly what your goals might be. You might even come to realize that your present situation is the best for you at the moment. Talking to several potential advisers will help you develop a path toward the achievement of the goals that are most important to you, and help you to understand who is best to partner with, in order to achieve those valued goals.