Top Themes for Unique Android Phone Wallpaper

Top Themes for Unique Android Phone Wallpaper

This is the day and age of mobile phones. Among them the most popular seem to be the one featuring the Android operating system. Android phones are known for their ability to allow the working of several kinds of applications. Again among them wallpapers are somehow the best known. In fact, these days Android phones have become conspicuous with wallpapers. A highly innovative Android 2.1 wallpaper could bring your phone quite literally alive.

If you are a proud owner of an Android phone and are looking for wallpapers, then the first thing that you need to do is to decide on the theme. With such a wide choice of interactive, animated, wallpapers available, once you decide on the theme it will become easier for you to zero in particular wallpaper.

One of the most popular themes is that of nightfall. A favorite with the younger crowd you can literally let your imagination run riot, creating a majestic skyline against the opposite of the nightfall. You can also add a sky full of twinkling stars with trees in the horizon. This interactive theme has become very popular with Smartphone owners.

Another popular theme is that of sunrise. One of the top favorite settings is that of a rural scenery, with a little house in the background and birds flying with the early morning sun as the backdrop. If you want you can also add a rainbow for a little bit more effect.

One more popular theme is that of the thunderstorm. It comes complete with the lightning and storm. The flash of lighting with the clouds and heavy downpour makes for a fascinating wallpaper that is sure to be the cynosure of all eyes.

If it is something simpler, yet classy Android phone wallpaper that you are looking for, then look no further than blue skies. With this wallpaper you will be literally on cloud nine. A great thing about this theme is the number of customizable options that you get. For instance, with the floating balloon options you can use your creativity to create a variety of different wallpaper designs.

Probably the best application for android platform which enables easy download and savings of wallpapers is "mPictures". Now this is an app that every Android phone user should know about. With this app on your phone, you can customize your wallpaper to make your phone look really unique and stand out from the crowd. With this handy app in your phone, you can try out thousands of wallpapers to make your home screen awesome. There are 19 different categories of pictures that you can choose from when you want Android phone wallpaper that you get with this particular app.

The Art of Financial Management

The Art of Financial Management

Understanding funding has become an essential nowdays. Wherever you go, whatever you do you must always have the art of financial management. Gone are the days when finance and business meant only for businessmen alone. With the evolution of money making as an art, more and more people are joining the race of making money in the best possible way. You can also be an efficient money maker provided you are well aware of the various new trends of the market.

Apart from knowing the performance of various stocks, the volatility of the market, cost of the stocks, you must also know the various terms associated with the transactions so that you are clear with the processes. You can take the help of a broker or a friend in knowing the various processes, terms and their exact meanings. But relying on a person is not advisable at all times. Do not get discouraged! You have a potential solution- financial dictionary.

Financial dictionary is nothing but a collection of words along with their meanings that are in common use among the financial professionals, and the market. It would contain all the terms for which you would require an explanation during the transactions.

You may be asking the question that why you need a separate dictionary for finance when you have a normal dictionary. The reason behind this is that English is quite funny. Some words completely lose their meaning and take up another when used in different context. So if you go by the actual meaning of the word you are sure to be misled and sometimes may end up in a mishap. A simple but powerful solution for this is the financial dictionary.

Knowing the right meaning would help you to understand the terms and conditions better that is given along with any financial transactions. Further there are certain terms that can be found only in a financial dictionary. This makes the presence of a dictionary exclusively for finance essential.

Such a dictionary for finance would be extremely helpful for the people who have just started their journey in the field of finance. They would be totally unfamiliar with the terms that are in actual use. So a dictionary that suits the need is a financial dictionary. Remember that you can not look for the conventional meanings for the words in this dictionary.

Your Financial Solution - Erase Your Financial Depression For Good

Your Financial Solution - Erase Your Financial Depression For Good

People all over the world are trying to search for a solution to their financial problems. They want to start their own business but do not know where to start. They are covered in debt and they are also working at a regular day job. The job that they are working at is not enough to help them escape their problems. Financial depression is a serious issue. Financial depression can cause you to enter extreme sadness. Today, I am going to share a simple business move that may take you out of debt and live a higher-quality lifestyle.

The business move that I am talking about is starting a home based business opportunity. When you are starting any type of business, there are a lot of risks that are involved. In my opinion, I believe that home based business opportunities are the safest of all business start-ups. These types of opportunities come in all shapes and sizes. One opportunity may sell diet products and another opportunity may sell vacation trip tickets. It is important that you find the type of niche you are interested in and seek help.

In addition, I would recommend that you go to the non-profit organization, Better Business Bureau, to see if the opportunity you want to join is legit or not. All you have to do is go on the Better Business Bureau's website and type the business's name in the search bar and you will instantly get non-biased reviews.

Once you find an opportunity, it is important for you to master certain marketing methods. In my opinion, I would recommend that you use modern marketing techniques, like using social media and email lists, to market your products and services.

As an entrepreneur, you are responsible for finding solutions to your market's problems. You will need to use services, like Google Trends, to track the keywords that your market is using. Once you have gathered enough popular keywords, you can incorporated them in your marketing campaign. I would also recommend that you start a blog in order to provide quality content to the masses.

You will need to build a solid base of clients. Clients will only trust you if you have their personal interests at heart.

So in all, what you should do to erase your financial depression and live a higher-quality lifestyle is start a home based business opportunity and use modern marketing techniques to sell your products with ease. I would also recommend that you seek help from experts who have been in the arena before, so you can avoid certain pitfalls.

Sources of Business Finance

Sources of Business Finance

Sources of business finance can be studied under the following heads:

(1) Short Term Finance:

Short-term finance is needed to fulfill the current needs of business. The current needs may include payment of taxes, salaries or wages, repair expenses, payment to creditor etc. The need for short term finance arises because sales revenues and purchase payments are not perfectly same at all the time. Sometimes sales can be low as compared to purchases. Further sales may be on credit while purchases are on cash. So short term finance is needed to match these disequilibrium.

Sources of short term finance are as follows:

(i) Bank Overdraft: Bank overdraft is very widely used source of business finance. Under this client can draw certain sum of money over and above his original account balance. Thus it is easier for the businessman to meet short term unexpected expenses.

(ii) Bill Discounting: Bills of exchange can be discounted at the banks. This provides cash to the holder of the bill which can be used to finance immediate needs.

(iii) Advances from Customers: Advances are primarily demanded and received for the confirmation of orders However, these are also used as source of financing the operations necessary to execute the job order.

(iv) Installment Purchases: Purchasing on installment gives more time to make payments. The deferred payments are used as a source of financing small expenses which are to be paid immediately.

(v) Bill of Lading: Bill of lading and other export and import documents are used as a guarantee to take loan from banks and that loan amount can be used as finance for a short time period.

(vi) Financial Institutions: Different financial institutions also help businessmen to get out of financial difficulties by providing short-term loans. Certain co-operative societies can arrange short term financial assistance for businessmen.

(vii) Trade Credit: It is the usual practice of the businessmen to buy raw material, store and spares on credit. Such transactions result in increasing accounts payable of the business which are to be paid after a certain time period. Goods are sold on cash and payment is made after 30, 60, or 90 days. This allows some freedom to businessmen in meeting financial difficulties.

(2) Medium Term Finance:

This finance is required to meet the medium term (1-5 years) requirements of the business. Such finances are basically required for the balancing, modernization and replacement of machinery and plant. These are also needed for re-engineering of the organization. They aid the management in completing medium term capital projects within planned time. Following are the sources of medium term finance:

(i) Commercial Banks: Commercial banks are the major source of medium term finance. They provide loans for different time-period against appropriate securities. At the termination of terms the loan can be re-negotiated, if required.

(ii) Hire Purchase: Hire purchase means buying on installments. It allows the business house to have the required goods with payments to be made in future in agreed installment. Needless to say that some interest is always charged on outstanding amount.

(iii) Financial Institutions: Several financial institutions such as SME Bank, Industrial Development Bank, etc., also provide medium and long-term finances. Besides providing finance they also provide technical and managerial assistance on different matters.

(iv) Debentures and TFCs: Debentures and TFCs (Terms Finance Certificates) are also used as a source of medium term finances. Debentures is an acknowledgement of loan from the company. It can be of any duration as agreed among the parties. The debenture holder enjoys return at a fixed rate of interest. Under Islamic mode of financing debentures has been replaced by TFCs.

(v) Insurance Companies: Insurance companies have a large pool of funds contributed by their policy holders. Insurance companies grant loans and make investments out of this pool. Such loans are the source of medium term financing for various businesses.

(3) Long Term Finance:

Long term finances are those that are required on permanent basis or for more than five years tenure. They are basically desired to meet structural changes in business or for heavy modernization expenses. These are also needed to initiate a new business plan or for a long term developmental projects. Following are its sources:

(i) Equity Shares: This method is most widely used all over the world to raise long term finance. Equity shares are subscribed by public to generate the capital base of a large scale business. The equity share holders shares the profit and loss of the business. This method is safe and secured, in a sense that amount once received is only paid back at the time of wounding up of the company.

(ii) Retained Earnings: Retained earnings are the reserves which are generated from the excess profits. In times of need they can be used to finance the business project. This is also called ploughing back of profits.

(iii) Leasing: Leasing is also a source of long term finance. With the help of leasing, new equipment can be acquired without any heavy outflow of cash.

(iv) Financial Institutions: Different financial institutions such as former PICIC also provide long term loans to business houses.

(v) Debentures: Debentures and Participation Term Certificates are also used as a source of long term financing.

Conclusion:

These are various sources of finance. In fact there is no hard and fast rule to differentiate among short and medium term sources or medium and long term sources. A source for example commercial bank can provide both a short term or a long term loan according to the needs of client. However, all these sources are frequently used in the modern business world for raising finances.

What's New Trending in Android App Development?

What's New Trending in Android App Development?

The Internet boom has brought us to the stage where we're experiencing a mobile application boom. And as any technology goes, Internet, mobiles, and mobile applications - none of these can survive without a continuous progression into something new, extraordinary, i.e. something that nudges it forward.

With the need to create more and more advanced custom apps, the subsequent need to hire Android app developers who have an eye for what's in-trend and also brilliant has increased as well.

While these developers are doing an awesome job of it, let us take a look at what is catching their eye as some of the most promising trends in Android app development today:

Wearable Devices

Wearable has changed our lives today. Just when we thought that making portable technology would be amazing, wearable took portability of technology, and therefore Android app development to new heights. Whether it's healthcare brands, or more popularly sports and fitness brands around us - wearable with various sensors have come to be really common.

And then there are apps that support such devices. These apps are designed in a way that their algorithm works in tandem with the wearable device, giving you the outcome or the information that you were looking for, directly on your mobile screen. Android app developers are therefore almost always keen to work with such technology.

Beacon Technology

One of the more amazing uses of what was initially available only for the iOS devices, Beacon Technology is now being created by almost every Android App Development Company out there. It's a recent trend that is gaining its footing quite impressively in the whole scheme of Android app development.

One of the most recognized features of this technology is being able to easily track a location and its multi-functionality. Some of the best-found uses for Beacon technology have been, detecting any sort of danger, in hotels instead of the traditional hotel room keys, to upgrade customer connections at airports by some airline companies, detecting a temperature of a particular place, and even by some of the biggest players in the retail industry.

Augmented Reality and Virtual Reality

Such is the hype of AR and VR today, that people are looking to specially hire Android app developers, in turn making mobile app technology reach even greater heights. The hype though, we can never say, is for nothing. Augmented Reality and Virtual Reality have really been a cornerstone of the technology as we use today.

With VR, you can create a whole new kind of reality for the end users. It's a cutting-edge technology that lets a person feel a situation just like real life, through their hearing and vision being stimulated. It's being heavily used in fields like movies (to make 3D movies), games, entertainment, flight simulators for pilots, and so on. AR, on the other hand, stimulates the sense of hearing, feeling, and smelling in a person, making them a bit confused on what's real and what's not.

Android app development, therefore, has found a use for AR in various fields, like games, video making, and even medical field to help treat PTSD (Post Traumatic Stress Disorder) or conduct remote surgeries, and such.

Instant Apps

We also have instant apps developed by the Android app developers at Google. Haven't you ever needed an app for only a short time amount of time till you get a specific thing done, and then the app keeps sitting there and eating your phone memory for no reason at all.

With this instant app technology, you will be able to download just a part of the app that you need, instead of the whole application, with just one simple click. It will be similar to how the whole website doesn't get loaded; only a web page does, at a time.

In-App Payments

We are moving towards becoming a cashless society. And when every website today also indulges itself in getting its mobile app made, how can Android app developers around us not think of in-app payments? E-commerce and apps go hand-in-hand today and therefore online payments are an extremely important part of Android app development process.

Plus, with Google's new Android Pay, the sellers and buyers both will be benefitted. Especially the security feature of this app is being considered better than most, and therefore a big advantage is being seen as users saving their personal details including credit/debit card details without any apprehension.

Android app development has never been about just the tried and tested methods or ideas; it's always been about innovation, uniqueness, and regular updating of the present apps. And like every year, this year too has managed to see the Android technology advance to new and higher levels, satisfying easily the broadest clientele across the globe.

The Importance of a Modem

The Importance of a Modem

Modem means modulator and demodulator. It is a gadget that you use to transmit date and to receive data as well via a channel for communication. These channels can be a cable, telephone line and an optic fiber.

1. The first answer to the question, why is a modem needed is because we need a converter so data can be transferred to the analog system of the telephone. Today we can also change data that is digital to analog mode. The signal is then changed into digital by the modem through demodulation. This is the simple explanation on the processes that takes place in a modem. Other processes that take place in a modem are error corrections, detection of errors, compressing data and encryption.

2. The second answer to the question, why is a modem needed is for giving higher quality and faster transfer of data. There are fast modems that will remove the problem of most companies about time delays. They also need this to give real-time customer support. It also gives fast communication which is needed by many people.

3. The third answer to the question, why is a modem needed is for giving good quality of graphics for bigger applications. This is especially needed for applications with programs like Java. A fast modem is also needed for creating applications for multimedia as well as games that are three dimensional.

4. The fourth answer to the question, why is a modem needed is for creating the local area network for homes or offices. Today this is one of the most inexpensive ways to connect one computer to the other. This facilitates faster communication like in a hospital where the patients and the medical staff would have quicker access on the health records. For the entertainment industry this is needed to provide clearer pictures and sounds like the HDTV.

5. A modem is also needed because there are still remote places in the world that doctors, lawyers and government officials do not frequently go to. They can only be reached by other people via telecommunications which can be facilitated by having a modem and a computer.

6. Another reason why a modem is needed is for facilitating the fast growth of the economy of a country. Most businesses today operate via online communication. You can easily close a business deal via the Internet. People can also do online shopping which became a trend these days because of the modem.

T-Mobile MyTouch Powered by Android

T-Mobile MyTouch Powered by Android

The New Google phone to be released by T-Mobile will be called MyTouch. Like it's predecessor it will be powered by Google's mobile operating system, Google Android. Although consumers have not tested the product it is said to be smaller, lighter, and faster than the T-Mobile G1.

The largest upgrade of the T-Mobile MyTouch is the Keyboard. Unlike the G1 the keyboard is part of the touch screen. This is a feature that the iPhone has used too much success. The MyTouch vibrates when a key has been touched to let you know that you did it correctly. Another feature that has been added is what is called predictive text.

A second physical change is the size of the phone. It's much skinnier when compared to the bulky G1. Usually when items are smaller they also weigh less, the same is true for the MyTouch, which weighs at at 4.1 ounces compared to the bulky 5.6 ounces of the G1. The last physical change is the available colors. You will be able to get the sleek white and black along with a shade of burgundy. Do not worry though I'm sure T-Mobile will release plenty of skins for you to personalize your MyTouch.

A huge issue customers had with the G1 was the terrible battery life. The T-Mobile MyTouch tries to fix this issue by upgrading the battery to a 1340 mAh that claims to have six hour talk time. Of course when the phone is released and tested it will have a much smaller talk time than what is claimed.

The T-Mobile MyTouch will come with 4gb of microSD memory. These cards are not too expensive and are what is going to be used to install more memory into the phone. The ease of upgrading the phone is certainly a great asset however when compared to the iPhone which comes with 32mb of memory this is one area that the MyTouch does not compare.

The MyTouch will come installed with Android. This is a mobile operating system created by Google. Google Android was considered to be the best part of the G1 and this new version comes with a few upgrades that have yet to be released. With the popularity of the Google Android mobile operating system T-Mobile plans to launch a few more android devices in 2009.